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                      IMS Mortgage Service Inc.                       IMS Mortgage Service Inc.
                    4341 Charlotte Hwy. Ste.201                11535 Carmel Commons Blvd. Ste.204
                       Lake Wylie, SC 29710                               Charotte, NC 28226

                                                            Ph. 800-725-2072
                                                            FX. 480-393-4892
                                                      E-mail: Chip@LendingLocal.com